Mortgage calculators are exclusively intended for educational use. 
Calculators make the following assumptions: 740 credit score, no origination costs, and no paid points. Your real monthly payment can be higher or lower than the results of the calculator. 
Market conditions, debt-to-income ratios (DTI), property-specific expenditures and insurance needs, loan types, and other credit indicators are just a few of the variables that may have an impact on monthly payment amounts. 
Please get in touch with Freddy Duarte for a Loan Estimate (LE). We are here to help you with this loan and any future ones. Every chance we get to gain your business is much appreciated.